Buying in Deleware

Prepare your documents

First things first: build a “green file.” This includes all your important financial documents and records, such as:

  • Bank accounts

  • Financial statements

  • Credit cards

  • Investments

  • Tax returns from the previous two years

  • Recent pay stubs

  • Auto loans

  • Copies of leases (investment properties)

  • Life insurance and 401K plan statements

  • Stocks, bonds, and mutual account information

Get pre-approved early

Even though this step can take place later in the buying process, the earlier you’re pre-approved for a mortgage, the easier it is to make purchasing decisions. Knowing how much you can invest will enable you to create a shortlist, saving you time by eliminating options that don’t fall within your pre-approved terms.

Finding an Agent...

Get in touch with the right agent

While you can certainly get information on property listings on your own, you’ll fare much better with the guidance of a professional– one who works for you, the buyer, instead of for the seller.

Knowledgeable, experienced, and dedicated real estate agents can help fast-track your home search by:

  • Monitoring listings for property options that match your preferences

  • Identifying and recommending the neighborhood that best fits your lifestyle

  • Pre-screening property for you

  • Connecting you with the best financing and legal support

  • Guiding you through the tax implications of your purchase

  • Helping you avoid homebuying hazards and mistakes

  • Get to know the area

  • Visit the neighborhood you’re keen on, whether based on your agent’s advice or your own research. Take the time to talk to residents and owners of local establishments, check out the neighborhood amenities, and simply get a real-world feel of the place. Internet listings and brochures can only say so much about a place, after all.

  • Start shopping

  • Review the best options on your shortlist. When it comes to property features, set your priorities. Is acreage more important to you than how far the home is set from the property entrance? Can you do without cathedral ceilings for an additional floor you can transform as you please? It pays to have an organized checklist of must-have, nice-to-have, and over-the-top luxury features to guide your decision-making.

Buying in Deleware

Prepare your documents

First things first: build a “green file.” This includes all your important financial documents and records, such as:

  • Bank accounts

  • Financial statements

  • Credit cards

  • Investments

  • Tax returns from the previous two years

  • Recent pay stubs

  • Auto loans

  • Copies of leases (investment properties)

  • Life insurance and 401K plan statements

  • Stocks, bonds, and mutual account information

Get pre-approved early

Even though this step can take place later in the buying process, the earlier you’re pre-approved for a mortgage, the easier it is to make purchasing decisions. Knowing how much you can invest will enable you to create a shortlist, saving you time by eliminating options that don’t fall within your pre-approved terms.

Contact Info

Cornerstone Associates Team

Keller Williams

Direct Line:  (302) - 929 - 7045

Office Line: (302)-360-0300  

 

26 S Market St, Suite A

Blades DE, 19973

info@cornerstoneassociatesteam.com

Website Design By: Nick Rose Designs

www.nickrosedesigns.com

  • Black Facebook Icon

© 2020 Cornerstone Associates Team